Exploring Your RRSP Contribution Options

 Use online or telephone banking
You can top up your RRSP as easily as you pay bills online. Just use your Internet or telephone banking service to add BMO InvestorLine to your list of payees. Contribute as much and as often as you wish. Learn more about Making deposits into your BMO InvestorLine account online.

 Set up pre-authorized contributions
Enrolling in a pre-authorized plan offers many advantages. For starters, you avoid the yearly rush to make the RRSP deadline. You can set a convenient payment schedule that suits your needs. And you benefit from dollar-cost averaging, rather than trying to time your contribution to the markets.

 Transfer your RRSPs from other financial institutions
By consolidating your investments with BMO InvestorLine, you simplify your investing activities and gain a consolidated view of your portfolio. Download a Transfer Form.

 Deposit cash, cheques or securities at any BMO Bank of Montreal branch
You can stop by the nearest BMO Bank of Montreal branch to make a deposit. To deposit securities into your BMO InvestorLine account, simply complete the "Power of Attorney to Transfer Stock or Bond (LF255)" form, and return it with the endorsed certificates to BMO InvestorLine or a BMO Bank of Montreal branch.

 Apply for an RRSP loan
If you are short on cash and still want to contribute to your RRSP this year, you can apply online for an RRSP Loan. Visit the RRSP Centre to apply now.